Getting Out of Debt For Dummies

Say farewell to Buy Now/Pay Later habit and get spiraling debt under control. This practical, commonsense guide provides straightforward strategies for coping with every kind of secured and unsecured debt, including, personal loans, car loans, mortgages, home equity loans, lines of credit, credit cards, finance company loans, and student loans. Inside: Decide which bills to pay-off first Consolidate debt Use credit cards responsibly Build up a solid credit score Really understand the buy now pay later platforms Distinguish between good and bad debt Manage student loans the right way, plus explore the new student loan repayment plan (SAVE) by the Biden administration Start a system to track debt and protect life after debt How to recognize the warning signs of serious debt How to negotiate with angry creditors, collection agencies, and the IRS How to design a realistic and painless payback schedule